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Where can i use my fingerhut credit card? It provides you with. To apply for the fingerhut credit account, you can submit your application online and fingerhut will assess your creditworthiness. If approved, fingerhut will assign you a credit. The bank/fingerhut freshstart ® credit account agreement lets you make your initial purchase by making a $30 down payment to fingerhut and 6 or 8. Fingerhut is a good credit card for building credit, even if you don’t plan on shopping from fingerhut. com’s catalog. When you obtain a bank/fingerhut freshstart installment loan, you request that we consider you for a revolving bank/fingerhut credit account issued by. A fingerhut credit card account is a line of credit offered by bank and is specifically designed for use with fingerhut. com, an online retailer that sells a wide variety of. The fingerhut freshstart® credit account issued by bank is an installment program that can help customers build buying power with us.